Chequing Account

Chequing Accounts

Basic Chequing

Up to 10 free transactions per month with a minimum balance of $1,000 maintained during the month.

  • No monthly fee
  • Free monthly statement
  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Line of credit available upon qualification
  • Cheque writing privileges available
  • 75 ¢/transaction charges are applicable after the first 10 transactions
  • * ($3.95 monthly fee and statement charges will apply if minimum monthly balance is not maintained)



Regular Chequing

A chequing account for those looking to pay only for the day-to-day transactions.

  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Line of credit available upon qualification
  • Service charges apply per transaction
  • Monthly fee of $2.00 for statement
  • Cheque writing privileges available
  • 75 ¢/transaction charges are applicable








Golden Chequing

For members, 60 years and over.

  • No monthly fee
  • Free monthly statement
  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Free Credit Union ATM withdrawals and deposits
  • Free online and phone bill payments
  • Free inter account transfers
  • Free Official Cheque Service.
  • Line of credit available upon qualification
  • Unlimited day to day transactions
  • Cheque writing privileges available
  • (monthly fee and statement charges will apply if member has not paid the dues)

Value Chequing

Maintain a minimum monthly balance of $2,000 and there is no charge for the first 25 transactions – great value for high users.

  • No monthly fee
  • Free monthly statement
  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Line of credit available upon qualification
  • Cheque writing privileges available
  • 75 ¢/transaction charges are applicable after 25 transactions
  • * ($9.95 monthly fee and statement charges will apply if minimum monthly balance is not maintained)



Millennial Chequing

Absolutely Free Chequing is available for young people from the age of 18 to 35.

  • No monthly fee
  • Free monthly statement
  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Free Credit Union ATM withdrawals and deposits
  • Free online and phone bill payments
  • Free inter account transfers
  • Line of credit available upon qualification
  • Unlimited day to day transactions
  • Cheque writing privileges available




Supreme Chequing

The ultimate account for high volume users with unlimited transactions while a minimum monthly balance of $3,000 is maintained.

  • No monthly fee
  • Free monthly statement
  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Free Credit Union ATM withdrawals and deposits
  • Free online and phone bill payments
  • Free inter account transfers
  • Line of credit available upon qualification
  • Unlimited day to day transactions
  • Cheque writing privileges available
  • *(monthly fee and statement charges will apply if minimum monthly balance is not maintained)

U.S. Chequing

An account for members seeking easy access to US funds.

  • Free monthly e-statement
  • Free online Cheque images
  • Line of credit available upon qualification
  • Cheque writing privileges available


















No Fee Chequing

For new immigrants, members having a mortgage with KCU, direct payroll deposit, or registered deposits of $50,000 or more.

  • No monthly fee
  • Free monthly statement
  • Free monthly e-statement
  • Free online Cheque images
  • Free Interac E-Transfer
  • Free mobile cheque deposit
  • Free Debit Card
  • Free Credit Union ATM withdrawals and deposit