Cooperative Principles


To be the most successful Sikh Credit Union. To care about our community and contribute to Sikh education, culture and religion. To be an environmentally conscious and committed organization that is responsive to member-owners.


As a financial cooperative, we are committed to the Principles of the International Cooperative Alliance.
These seven principles are the foundation of Khalsa’s identity as a credit union:
Voluntary and open membership
Democratic member control
Member economic participation
Autonomy and independence
Education, training and information
Cooperation among cooperatives
Concern for community